It is well known that Obamacare has resulted in accelerated increases in health costs. An interesting recent op-ed in the Wall Street Journal entitled “The Deception Behind Those In-Network Health ‘Discounts” explains how a little known provision of Obamacare incentivizes insurers to raise costs even more. The essential problem is easy to understand. It is simply that insurers make ever more money when health costs rise because they just pass the increased costs on to their enrolled insures, and keep a percentage of the premiums that these clients-patients pay. The higher the costs the more the insurance companies keep.